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NEW QUESTION: 1
Which of the following statements are true?
I. Retail Risk Based Pricing involves using borrower specific data to arrive at both credit adjudication and pricing decisions II. An integrated 'Risk Information Management Environment' includes two elements - people and processes III. A Logical Data Model (LDM) lays down the relationships between data elements that an organization stores IV. Reference Data and Metadata refer to the same thing
A. II and IV
B. I and III
C. All of the above
D. I, II and III
Answer: B
Explanation:
Explanation
Statement I is correct. Retail Risk Based Pricing (RRBP) involves the use of borrower specific data (such as FICO scores, average balances etc) to arrive at credit decisions. These 'retail' credit decisions may include decisions on whether to grant a line of credit, a mortgage, issue a credit card, or any of the various other retail activities a bank may be dealing with. At the same time, this data can also be used to price the product, in addition to providing a yes or no credit decision so that risky borrowers are charged more than less risky borrowers.
Statement II is not correct, because an integrated Risk Information Management Environment includes three elements - people, processes and technology (and not just people and processes).
Statement III is correct. An LDM is a blue print of an organization's data, and describes the relationships between the various data elements.
Statement IV is not correct because reference data and metadata are not the same thing. Reference data refers to relatively static data, such as customer name (while actual transactions may not be so static). Metadata refers to data about data, and is stored in a data dictionary.
Therefore Choice 'b' is the correct answer and the rest are incorrect.

NEW QUESTION: 2
What qualifies a customer for HP Proactive Care or HP Proactive Care Advanced?
A. The customer's solution is so critical that even a short outage would be costly.
B. The customer needs help designing a solution that scales to meet increased demands.
C. The customer wants to be able to upgrade software for some HP products.
D. The customer has a lot of HP products in the data center and wants a service that encompasses all of these products.
Answer: B

NEW QUESTION: 3
Which of the following algorithms does NOT provide hashing?
A. MD2
B. RC4
C. SHA-1
D. MD5
Answer: B
Explanation:
As it is an algorithm used for encryption and does not provide hashing functions , it is also commonly implemented ' Stream Ciphers '.
The other answers are incorrect because :
SHA-1 was designed by NIST and NSA to be used with the Digital Signature Standard
(DSS). SHA was designed to be used in digital signatures and was developed when a more secure hashing algorithm was required for U.S. government applications.
MD2 is a one-way hash function designed by Ron Rivest that creates a 128-bit message digest value. It is not necessarily any weaker than the other algorithms in the "MD" family, but it is much slower.
MD5 was also created by Ron Rivest and is the newer version of MD4. It still produces a
128-bit hash, but the algorithm is more complex, which makes it harder to break.
Reference : Shon Harris , AIO v3 , Chapter - 8 : Cryptography , Page : 644 - 645

NEW QUESTION: 4
人事部は、潜在的なサービスとしてのソフトウェア（SaaS）クラウドサービスを評価しています。情報セキュリティマネージャーが最初にサポートする必要があるのは、次のうちどれですか。
A. クラウドサービスプロバイダーのセキュリティ監査を実施します。
B. クラウドサービスを採用するリスク評価を実行します。
C. クラウドサービスプロバイダーのコントロールレポートを確認します。
D. クラウドサービスの使用に関する費用便益分析を実行します。
Answer: B