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NEW QUESTION: 1
Your nephew has asked you to help him formulate a financial plan for his family. Scott is 27 years old and has been employed as an associate with a law firm for two years. Sarah, his wife, is 26 years old and works in the human resources department of a large corporation. The couple is childless now, but they plan to begin a family in a few years. Together, they have accumulated $10,000 in a savings account and recently inherited $40,000 cash. They expect to be able to start saving at least $5,000 annually since their incomes more than meet their current needs. They each have employer-provided health insurance and retirement plans. Both have excellent upward mobility potential in their careers. They currently pay taxes at the marginal rate of 15%. Scott tells you that although they regularly read some of the more popular financial investment magazines, neither feels particularly knowledgeable about the world of investments.
Based on this information, which of the following statements is true?
A. A greater than average percentage of their money should be invested in municipal bonds to minimize their currently high tax bill.
B. A greater than average percentage of their money should be invested in money market mutual funds to meet their needs for liquidity.
C. Purchasing power risk is not an issue in their situation.
D. Although some money should be allocated to bond funds for diversification purposes, bond funds should be underweighted in favor of stock funds.
Answer: D
Explanation:
Explanation/Reference:
Explanation: Given that Scott and Sarah already have a nice nest egg started at their relatively young ages and are expecting to be able to contribute more to it, with no obvious need for current income, some of their money should be allocated to bond funds for diversification purposes, but bond funds should be underweighted in favor of stock funds. Purchasing power risk is an issue for them, and bond funds do not provide the inflation hedge that stock funds do. At the current time, municipal bond funds should not be selected since they pay taxes at a low marginal tax rate. This allocation may need to be changed down the road a bit as their tax rate (and other circumstances) change. Only a minimal amount of money should be allocated to a money market fund since the couple has no need for current income, and money market funds offer low returns.

NEW QUESTION: 2
A company located in Amsterdam has recently acquired a company in Rome. Since both locations have their own file servers containing sensitive data, they want to back up everything to their central backup repository in Amsterdam.
The customer only has a 2 Mb/s connection between both locations. Which EMC product is recommended to back up everything to the Amsterdam office?
A. Backup and Recovery Manager
B. NetWorker
C. Data Domain
D. Avamar
Answer: D

NEW QUESTION: 3
You need to create a sender policy framework (SPF) record for the e-mail servers on your network. Which type of resource record should you create?
A. Text (TXT)
B. Alias (CNAME)
C. Signature (SIG)
D. Host Information (HINFO)
Answer: A
Explanation:
Authenticating Outbound E-Mail:
Domain holders need to complete an inventory and publish all IP addresses of their outbound e-mail servers in the DNS zone file. This is an administrative step that requires no changes to an organization's e-mail or DNS software. Even if your domain has no outbound e-mail servers, you can help protect your domain from spoofing by publishing an SPF record in the DNS that states this. Follow the steps below to create and publish an SPF record for each domain name that your organization owns.
1.Determine the IP addresses of the outbound e-mail servers for the domain.
2.Identify the e-mail servers that transmit outbound e-mail for all of the domains and subdomains in your organization, as well as the IP addresses for these servers. You will need to publish a Sender ID record for each of them. If your organization uses any third parties to send e-mail on its behalf, such as an e-mail service provider or a hoster, you will also need to know their domain names. However, you do not need to know the IP addresses of their outbound e-mail servers. (You may want to encourage them to publish Sender ID records for their own domains.)
3.Create the SPF record. You can use the Sender ID Wizard described in this document to make it easier. (See www.microsoft.com/senderid/wizard.) Note You must create a separate SPF record for each domain and subdomain that sends e-mail for you. It is possible for several domains to share the same Sender ID record.
4.After you have created the SPF records for your organization, publish them in DNS TXT records. You may need the assistance of your DNS administrator, Web hoster, or registrar.
5.Ensure that your domain can be correctly identified as the purported responsible domain (PRD) for each message you send. This means that the sender's domain must be shown in certain headers of the e-mail message. Sender ID has been carefully designed to ensure that most legitimate e-mailers, remailers, and mailing list operators already satisfy this requirement. In a few cases, such as mail forwarding services, you may need to add additional headers to e-mail messages.

NEW QUESTION: 4
Welches der folgenden Beispiele ist ein Beispiel für die Vertragsverwaltung?
A. Festlegung von Bewertungskriterien
B. Genehmigung von Auftragnehmerarbeiten
C. Vertragsverhandlung
D. Entwicklung des Arbeitsberichts
Answer: B